According to consumer research conducted by Fannie Mae, the primary barrier to home ownership for first-time home buyers is saving money for the down payment and closing costs. To expand access to credit and to support sustainable home ownership, Fannie Mae offers 97% loan-to-value (LTV)/combined LTV (CLTV)/home equity CLTV (HCLTV) financing to help creditworthy home buyers who would otherwise qualify for a mortgage but may not have the resources for a larger down payment, as well as a 97% LTV/CLTV/HCLTV refinance option for Fannie Mae loans.

Call me! I can help you get approved for a loan that makes sense for you.

Rick Cogswell • 954-734-4440